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Kenny Garza

Loan Originator
(469) 989-8858
KGarza@UMHmortgage.com

At UMH Mortgage, we invest in talented professionals and foster a culture that inspires, rewards, and values balance between work, family, and community. We remain agile and responsive to the ever-changing needs of the mortgage and homebuilding industries, ensuring we’re always ready to meet the moment.

Company State License

The following license(s) are held by UMHMortgage, LLC, 6002 Rogerdale Road, Suite 580, Houston, TX 77072.

UMHMortgage, LLC – NMLS# 2744531

Texas - SML Mortgage Company License

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info@UMHMortgage.com

(469) 382-1761

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TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: WWW.SML.TEXAS.GOV.

*Some mortgage loans are insured by the government. VA LOANS: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an upfront funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing. FHA LOANS: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.

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Deacon Finkle

Residential Mortgage Loan Originator (214) 609-7775 dfinkle@umhmortgage.com