Get Started With the UMH Mortgage Calculator

Buying a new home starts with knowing your numbers. Our easy-to-use mortgage calculator helps you estimate your monthly payment, see how much home you can afford, and understand how income and debt affect your budget. Whether you’re comparing loan options or planning ahead, this tool gives you a clear picture so you can move forward with confidence.

At UMH Mortgage, we invest in talented professionals and foster a culture that inspires, rewards, and values balance between work, family, and community. We remain agile and responsive to the ever-changing needs of the mortgage and homebuilding industries, ensuring we’re always ready to meet the moment.

Company State License

The following license(s) are held by UMHMortgage, LLC, 6002 Rogerdale Road, Suite 580, Houston, TX 77072.

Texas - SML Mortgage Company License

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: WWW.SML.TEXAS.GOV.

*Some mortgage loans are insured by the government. VA LOANS: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an upfront funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing. FHA LOANS: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.

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