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I’m Deacon Finkle, a Loan Originator with UMH Mortgage. Buying a new home is a big step, and my job is to make the financing part clear, simple, and stress-free. Contact me today!

Residential Mortgage Loan Originator.
(214) 609-7775
dfinkle@umhmortgage.com

Deacon Finkle, a Loan Originator with UMH Mortgage

More than a lender

You probably have questions, How much home can I afford? Which loan program is right for me? What comes next? That’s where I come in. With local expertise and straightforward guidance, I’ll walk you through your options and help you choose the path that fits your goals.

More than anything, I want you to feel confident that you’re in good hands. At UMH Mortgage, we’re committed to delivering a smooth, transparent process from start to finish, backed by competitive loan programs designed for Texas homebuyers.

When you’re ready, reach out, I’m here to answer your questions, guide you through each step, and help you move into your new home with confidence.

Family in their new home financed by UMH Mortgage in Texas

At UMH Mortgage, we invest in talented professionals and foster a culture that inspires, rewards, and values balance between work, family, and community. We remain agile and responsive to the ever-changing needs of the mortgage and homebuilding industries, ensuring we’re always ready to meet the moment.

Company State License

The following license(s) are held by UMHMortgage, LLC, 6002 Rogerdale Road, Suite 580, Houston, TX 77072.

Texas - SML Mortgage Company License

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

*Some mortgage loans are insured by the government. VA LOANS: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an upfront funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing. FHA LOANS: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.

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