About Us

At UMH Mortgage, we believe financing your new home should feel simple, transparent, and stress-free. That’s why everything we do is built around trust, service, and delivering a better experience—for our customers, our builder partners, and our team.

Our Mission

At UMH Mortgage, our mission is to deliver exceptional service on every home loan we originate. We’re committed to supporting our homebuyers, builder partners, Realtors®, and team members with integrity, transparency, and trust. Guided by the highest standards of responsibility and compliance, we make financing a new home straightforward, reliable, and stress-free.

We believe in hiring talented professionals and creating a culture that inspires, rewards, and values balance between work, family, and community. By staying nimble and responsive to the changing needs of the mortgage and homebuilding industries, we ensure our customers always receive the service and solutions they deserve.

Our Commitment

Our commitment is simple, a better mortgage experience from start to finish. At UMH Mortgage, you can expect clear communication, dependable guidance, and timely follow-through. As your builder’s lending partner, we hold ourselves to the same high standards that went into building your home—giving you more than a loan, but peace of mind that your financing is in good hands.

At UMH Mortgage, we invest in talented professionals and foster a culture that inspires, rewards, and values balance between work, family, and community. We remain agile and responsive to the ever-changing needs of the mortgage and homebuilding industries, ensuring we’re always ready to meet the moment.

Company State License

The following license(s) are held by UMHMortgage, LLC, 6002 Rogerdale Road, Suite 580, Houston, TX 77072.

Texas - SML Mortgage Company License

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

*Some mortgage loans are insured by the government. VA LOANS: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an upfront funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing. FHA LOANS: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.

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